The upgrading of people's consumption and the upgrading of intelligent technology have made China's auto industry develop rapidly, which brings huge development space for the auto finance industry and the auto market industry.

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Zero one financial data show that in 2016, the number of Internet financial platform car stopped growing, but the turnover year-on-year growth of 143%. The rapid growth of automobile finance, a major reason is that last August 24th net loan regulatory rules promulgated. The rules require net loan assets to be small and scattered. Auto finance has become an asset with potential for development. According to incomplete statistics, since 2017, the Internet financial platform to complete a total of 16 pen financing, of which there are 10 platform to get a billion dollars of financing, the largest from a Tencent, Jingdong, Wang Wei SF CEO strategic investment Xinyi finance, up to 4 billion yuan. In addition, the melon seed used car completed the $400 million B round of financing, first car loan is completed within two months of a total of 500 million yuan financing. From the perspective of 16 auto financing rounds, the financial platform to obtain A round of a total of 7, B round 3, C round 1, D round of 2, 3 financing strategy.

Four Internet giants "BATJ" in the automotive industry has shown great ambition, layout enthusiasm.

In the automotive sector, Baidu has invested in excellence, the daily car, 51 car, good faith second-hand car. Among them, the gifted second-hand car provides second-hand car retail finance and supply chain financial services. In addition, Baidu in driverless cars and other artificial intelligence technology applications are constantly layout.

The layout of Alibaba more widely, it has a special car division, in cooperation with Shanghai GM strategy, cooperate in automobile data marketing, auto finance, the original customer service O2O business and second-hand cars in four major areas. Ant gold clothes also with many car manufacturers launched "car seconds credit" credit products.

Tencent mainly adopts the method of "more investment and wider investment". According to reporters incomplete statistics, Tencent has invested in automotive electronic business platform, excellent letter shoot, Yi Xin finance, C2B platform every day to shoot the car. Tencent is completed in the new car, electricity supplier and used car electricity supplier C2B, C2C, B2B, the complete layout of the main segments.

Jingdong not only with Tencent common eye, invested the Xin Xin finance, Jingdong finance also in the automobile finance loan business field to dabble in.

In the automotive industry chain, regarded by the industry as a dazzling gold car market, is ushering in the development of air. Transport sector is expected, the future of China's car market will exceed the average annual growth rate of 30%, after 2018, the market size is expected to break trillion yuan. In the field of auto finance, apart from basic credit loans and mortgage car buying business, more and more capital is paying attention to the aftermarket.

After the car market refers to the car sales, the use of vehicles around the process of services, it covers all the services consumers need to buy a car. At present, consumers are very concerned about the purchase tax, vehicle insurance, maintenance costs, insurance, vehicle and vehicle delay with the vehicle license plate of the vehicle, these products and services are not met, the business area or a blue ocean.